Mr Andrew On Kiu CHOW graduated from the University of Hong Kong and obtained a bachelor’s degree of Arts in Social Science. He joined The Wharf (Holdings) Limited (00004.HK) (“Wharf”, a substantial Shareholder of the Company) in 2006 and became a director of Wharf in July 2011 and its deputy chairman in May 2015. He retired from the board of directors of Wharf in May 2022. Among various other subsidiaries of Wharf at which he served as a director before his retirement, he was the chairman of Wharf China Development Limited with the responsibility to oversee its development property business in Mainland China. He has been serving as an adviser to Wharf since his retirement in May 2022. Before joining Wharf, Mr CHOW held senior executive positions in Tian An China Investments Company Limited (00028.HK) and Sun Hung Kai & Co. Limited (00086. HK). In addition, Mr CHOW formerly served as an independent non-executive director of Hong Kong Economic Times Holdings Limited (00423.HK) from 2005 to January 2022. Since June 2024, he has been serving as an independent non executive director of New Silkroad Culturaltainment Limited (00472.HK). Mr CHOW has extensive experience in the finance and property sectors in Hong Kong and Mainland China. Mr CHOW formerly served as a non-executive Director of the Company from 27 March 2015 to 30 June 2015 and an alternate Director of the Company to Mr Stephen Tin Hoi NG (a non-executive Director) from 11 July 2019 to 11 May 2022, and was reappointed as a non-executive Director of the Company on 31 December 2024.